How Many Houseboats Are on Florida Keys? The Ultimate 2025 Guide

The Florida Keys have long been a paradise for free spirits, boat lovers, and water wanderers. With crystal-clear turquoise waters, abundant marine life, and a laid-back island vibe, it’s no wonder people dream of living on a houseboat here. But the question many curious minds ask is  how many houseboats are on Florida Keys?

In this ultimate 2025 guide, we’ll uncover the estimated number of houseboats docked or anchored across the Florida Keys, explore where people keep them, how the liveaboard lifestyle works, where to rent or buy one, plus tips on houseboat regulations, best marinas, and what daily life on a floating home looks like in this island chain.

Whether you’re planning a unique vacation, thinking of buying your own floating getaway, or simply fascinated by the idea of off-grid coastal living, you’ll find all your answers here.

A Snapshot: How Many Houseboats Are on Florida Keys

First things first how many houseboats are on Florida Keys? While exact numbers can be elusive due to the nature of liveaboard communities, local reports, marina data, and liveaboard associations estimate that there are roughly 500 to 700 houseboats scattered across the Florida Keys at any given time.

These range from simple retrofitted boats to luxurious floating homes with all the modern comforts. Some are docked full-time at marinas with power and water hookups, while others are anchored offshore as part of mooring fields regulated by local authorities.

Where Are Most Houseboats Located in the Florida Keys?

The Florida Keys stretch over 120 miles from Key Largo to Key West. But not every island is equally friendly to houseboats. Here are the hot spots:

1. Key Largo

As the northernmost island and the “Diving Capital of the World,” Key Largo has a healthy number of houseboats. Many stay docked at marinas like Pilot House Marina or Anchorage Resort Marina. Key Largo’s proximity to the mainland makes it popular for weekend boaters and long-term liveaboards alike.

2. Marathon

Midway down the Keys, Marathon is a popular hub for the houseboat lifestyle. Boot Key Harbor is famous for its large mooring field, where dozens of liveaboards stay anchored. Marathon Marina and Sombrero Dockside Marina are also prime spots for docking your floating home.

3. Key West

Key West is iconic for its eclectic community and alternative living. Houseboats here are as much a part of the local vibe as roosters and conch fritters. The Garrison Bight Marina is the biggest liveaboard marina in Key West, with dozens of houseboats moored permanently. Key West also has strict regulations, so only certain areas allow mooring or anchoring full-time.

Why People Love Living on Houseboats in the Florida Keys

So, why do around 500 to 700 people (and likely more counting families) choose to live on houseboats in the Florida Keys?

• Freedom & Flexibility: Wake up to ocean breezes, change your view any time you like, and live steps away from snorkeling or fishing spots.

• Affordability: While not exactly cheap, living on a houseboat can be more cost-effective than waterfront property.

• Community: The Keys are known for tight-knit liveaboard communities where everyone watches out for each other.

• Connection with Nature: Dolphins, manatees, and spectacular sunsets, all right outside your window.

Houseboat Living vs Houseboat Rentals

When asking how many houseboats are on Florida Keys, it’s helpful to understand that not all of them are lived on year-round. Many houseboats are short-term vacation rentals.

Vacation Rentals

Houseboat vacation rentals are popular with tourists wanting a unique stay. You’ll find floating Airbnb listings from Key Largo to Key West. Many are moored at established marinas with full amenities.

Long-Term Liveaboards

Others own or lease houseboats as permanent residences, often staying docked at a marina for stability, security, and easy access to utilities.

Can You Anchor Anywhere? Understanding Florida Keys Houseboat Laws

One reason there aren’t thousands of houseboats dotting the Keys is the tight regulation. Mooring laws and marine sanctuary rules help protect the fragile ecosystem.

• Mooring Fields: Managed by local authorities like Boot Key Harbor City Marina. These provide mooring balls for safe, legal anchoring.

• Anchoring: While technically you can anchor in many spots, staying long-term without permission or outside designated areas can lead to hefty fines.

• Liveaboard Licenses: Many marinas require liveaboard permits. Some places limit how many nights you can stay on your boat.

So, when we say how many houseboats are on Florida Keys, we’re mostly counting those legally docked at marinas or in regulated mooring fields.

Houseboat Marinas: Where the Floating Homes Live

If you’re planning to join the club, here are some popular marinas:

• Garrison Bight Marina (Key West): Known for its liveaboard community.
• Stock Island Marina Village (Key West): High-end amenities for houseboats and yachts.
• Boot Key Harbor City Marina (Marathon): The biggest mooring field in the Keys, affordable and community-focused.
• Pilot House Marina (Key Largo): Popular for houseboat vacation rentals and owners alike.
• Anchorage Resort Marina (Key Largo): Another Key Largo option with great amenities.

How Much Does It Cost to Live on a Houseboat in the Florida Keys?

The question how many houseboats are on Florida Keys naturally leads to another, how much does it cost?

Let’s break it down:

• Buying a Houseboat: $50,000 for a fixer-upper to $500,000+ for luxury floating homes.

• Dockage Fees: $600–$1,500/month depending on location, amenities, and boat size.

• Mooring Field: $300–$500/month for a mooring ball, plus dinghy fees.

• Utilities: Many marinas charge for water, electricity, and pump-out services.

• Maintenance: Budget at least 10% of your houseboat’s value annually for upkeep.

Living costs vary greatly, but overall, a modest liveaboard lifestyle can be cheaper than a waterfront condo, with the added bonus of a view that changes anytime you want!

Houseboats for Sale in the Florida Keys

If you’re inspired by the fact that hundreds of people are already enjoying this lifestyle, you may wonder where to find houseboats for sale.

Popular ways to buy include:

• Local brokers specializing in liveaboard vessels.

• Listings on sites like YachtWorld or Boat Trader.

• Word of mouth in liveaboard communities, often the best deals happen dockside!

Is Living on a Houseboat in the Florida Keys Right for You?

Before you join the 500+ houseboat owners living this dream, consider the pros and cons:

Pros

• Stunning views and ocean access.

• Unique lifestyle with a tight-knit community.

• Potentially lower cost than waterfront homes.

Cons

• Maintenance can be constant.

• Storm season means careful planning or hauling out.

• Limited space and storage.

• Strict local regulations in some areas.

Tips for Renting a Houseboat Vacation in the Florida Keys

Not ready to buy? Many visitors test the waters by booking a houseboat vacation. Here’s how to do it right:

• Pick a Marina: Staying at a reputable marina gives you power, water, and facilities.

• Read Reviews: Not all houseboats are created equal. Some rentals are more “rustic” than others.

• Understand Rules: Know if you’re allowed to cruise or if your rental stays docked.

• Pack Smart: Space is limited, pack light, focus on swimsuits and flip-flops!

Popular Houseboat Vacation Companies

Companies like Florida Keys Houseboat Rentals, Airbnb, VRBO, and individual marinas offer unique floating stays. In Key Largo, you’ll find plenty of options for families, couples, or groups.

Florida Keys Houseboat Events & Communities

Living on a houseboat here means you’re part of a wider community that hosts dock parties, fishing tournaments, and sunset gatherings. Many marinas hold regular potlucks, live music nights, and community cleanups.

Future of Houseboats in the Florida Keys

While the number how many houseboats are on Florida Keys stays fairly stable at around 500–700, some local governments are working to balance growth with environmental protection. Expect more regulated mooring fields and eco-friendly marina expansions in the coming years.

Sustainable living is a big part of the future. Solar panels, composting toilets, and eco-friendly hulls are becoming more common among houseboat owners.

Ready to Join the Floating Life?

So next time you wonder how many houseboats are on Florida Keys, remember you could be part of that number! Whether you’re renting a houseboat for a week or planning to live on the water full-time, the Florida Keys welcome those willing to respect the ocean and embrace life afloat.

The dream of living or vacationing on a houseboat is alive and well in the Florida Keys. Whether you crave the romance of ocean sunsets or the thrill of fishing off your back deck, you’ll be in good company with the hundreds of floating homes that call these tropical waters their permanent address.

Frequently Asked Questions (FAQs)